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	<title>Rofkahr Consulting</title>
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	<description>Financial &#038; Information Services, LLC</description>
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		<title>Commercial vs Investment Banking</title>
		<description><![CDATA[What is the status of commercial and residential real estate in Arkansas?  Has the home housing bubble completed deflated?  Who will next feel the crunch of the FDIC liquidation hammer?  These are all good questions, do you have any of the answers?]]></description>
		<link>http://rofkahrconsulting.com/wp/?p=28</link>
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		<title>Northwest Arkansas &#8211; A Changing</title>
		<description><![CDATA[Northwest Arkansas, the hottest place in the state for real-estate, an explosive market center and a veritable mecca for trucking, poultry and WAL-MART, is going through a change. After a boom that started in the 1980&#8242;s the region&#8217;s growth is slowing, and the markets??? Well, business is &#8216;a changin!&#8217; In the past 9 months bankruptcies [...]]]></description>
		<link>http://rofkahrconsulting.com/wp/?p=26</link>
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		<title>BANK SECRECY ACT &#8211; Regulatory Changes in Exam Process</title>
		<description><![CDATA[BSA/AML, anyone in banking for more than the time to make a deposit knows the significance of these six letters. Bank Secrecy Act/Anti-Money Laundering programs and procedures have been one of the main weapons against terrorist money movement. Now it seems bank regulators are going to place additional responsibility on the bank for the implementation [...]]]></description>
		<link>http://rofkahrconsulting.com/wp/?p=27</link>
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		<title>Appraisal Seminars Available!</title>
		<description><![CDATA[The 2006 Edition of USPAP reflects extensive changes resulting from the Appraisal Standards Board (ASB) examination of the proper role of the scope of work and departure concepts in the appraisal process. You as a banker need not know these changes but your appraiser must. Are your appraisals being completed in accordance with regulatory requirements? [...]]]></description>
		<link>http://rofkahrconsulting.com/wp/?p=19</link>
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		<title>The Facts About FACTA</title>
		<description><![CDATA[Regulatory agencies have issued guidance for implementing the Identity Theft Red Flags and Address Discrepancies requirements of Sections 114 and 315 of the Fair and Accurate Credit Transactions Act of 2003 (FACTA). The rules require development and implementation of an Identity Theft Prevention Program. The Program must include policies and procedures for detecting, preventing, and [...]]]></description>
		<link>http://rofkahrconsulting.com/wp/?p=24</link>
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